About
About Liability Only Car Insurance
What liability-only car insurance covers, what it costs, when it makes sense and how to choose limits.
Liability Only Car Insurance is a focused reference about liability only car insurance, written for drivers deciding between liability-only and full coverage, and those choosing liability limits. It was started in 2022 because the general-purpose insurance sites answer this question in a paragraph and move on; we think it deserves a whole site.
What we do
- Explain how liability only car insurance works, what drives the price and which coverage decisions actually matter.
- Keep a plain-language glossary and a sourced FAQ.
- Point readers to licensed comparison partners when they are ready to shop, with full disclosure.
What we do not do
- Sell insurance, bind coverage or give personalised advice. We are not a licensed agency.
- Rank or recommend individual insurance companies.
- Publish negative claims about insurers or agents.
Who is behind it
Liability Only Car Insurance is published by Liability Only Car Insurance, based in Kansas City, Missouri. Our writers are listed on the Authors page. Editorial standards are set out in the Editorial Policy and research approach in Methodology.
Contact
Corrections, questions and partnership enquiries: editors@liabilityonlycarinsurance.com or the contact page.