Glossary term
Liability limits
Liability limits: The maximum your policy pays for liability claims, written as three numbers in thousands (e.g. 100/300/100).
Where this term matters
Guides and entries on this site that use the term.
Guide
What Liability-Only Car Insurance Covers
Exactly what a liability-only policy pays for—bodily injury and property damage to others—and the list of things it never covers, including your own car.
Guide
How Much Liability-Only Car Insurance Costs
Typical liability-only premiums by state and driver, how much cheaper it is than full coverage, and why the saving is smaller than people expect at higher limits.
Guide
What Liability Limits to Choose
How to pick bodily injury and property damage limits: the state minimum vs 50/100/50 vs 100/300/100, what each protects, what each costs, and when an umbrella policy makes sense.
Guide
How to Compare Liability-Only Car Insurance Quotes
A method for comparing liability-only quotes: fix the limits, include UM and any required PIP, standardise inputs, add fees, and check for filings if needed.