Insurance Research Council

Independent research division studying auto injury claims, uninsured motorists and fraud.

Why we point readers here

Its uninsured-motorist estimates underpin our discussion of why UM coverage matters.

How to use it alongside this site

Use Insurance Research Council to verify the factual basis for anything you read here about liability only car insurance. When this site summarises a statistic or a rule, the primary wording is on the source's own pages. The link below opens the official site; we do not control its content.